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The Optimistic Musings of a Pessimist

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The Optimistic Musings of a Pessimist The Optimistic Musings of a Pessimist
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The Optimistic Musings of a Pessimist

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Browsing Category

Money

Tween and Teen Allowance and Income: Our System for Giving, Saving, and Fun Money

A few weeks ago, in a Happy Things Friday post, I mentioned wanting to come up with a more robust savings plan for Belle.

She’s been babysitting fairly frequently, and while I love that she’s…

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  • Money, Budget, Parenting
  • Aug, 06, 2026
  • 30 Comments

Europe on a Budget: Dispatch #1 — What’s Saving Us Money

I’m overdue for a post about frugality. (You can take the family out of Canada, but you can’t take our frugal nature away!)

Some of these are repeats, but I’m just getting everything down stream-of-consciousness…

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  • Food, Euro Adventure, Frugality, Money, Travel
  • Mar, 25, 2026
  • 24 Comments

How (and Why) Did We Pay Off Our Mortgage?

It always makes me so happy to get a post idea from a reader, so a huge thank you to Maura!

(Her request stemmed from my 2025 Financial Review/Money Pie.)

Thank you for posting. As…

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  • Frugality, Home, Money
  • Jan, 29, 2026
  • 31 Comments

Frugal Things Lately: 20 January 2026 Edition

Every few weeks, I scroll through my pictures (and my brain) to come up with some frugal wins. Here’s what I came up with this time:

Before my sister arrived, I needed to stock up…

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  • Frugality, Money
  • Jan, 20, 2026
  • 38 Comments

It’s Time For a 2025 Financial Review!

I just finished entering the final spending details of 2025 into our budget spreadsheet so it’s time for my annual spending review (or, as Kyria calls it, a money pie!). These sorts of posts…

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  • Budget, Habits, Home, Money
  • Jan, 15, 2026
  • 33 Comments

Holiday Leftovers, Clearance Finds, and Other Recent Frugal Wins

Who’s ready for a look at some recent frugal decisions/outcomes in our household?

1 | Leftovers!

We are a leftovers family. I’m so glad we have relatively little food waste, and nothing brings me greater…

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  • Frugality, Money
  • Jan, 07, 2026
  • 39 Comments

Ideas for a Frugal-Friendly Christmas (It Can Still Feel Abundant!)

While things are decidedly more comfortable for us financially these days, we’ve had many Christmases—both in childhood and as a married couple—when money was tight.

And yet we’ve always tried to make Christmas feel abundant….

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  • Christmas, Holidays, Money, Thrifting
  • Dec, 31, 2025
  • 34 Comments
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