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The Optimistic Musings of a Pessimist

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The Optimistic Musings of a Pessimist The Optimistic Musings of a Pessimist
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The Optimistic Musings of a Pessimist

  • ABOUT
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Browsing Category

Money

How (and Why) Did We Pay Off Our Mortgage?

It always makes me so happy to get a post idea from a reader, so a huge thank you to Maura!

(Her request stemmed from my 2025 Financial Review/Money Pie.)

Thank you for posting. As…

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  • Frugality, Home, Money
  • Jan, 29, 2026
  • 31 Comments

Frugal Things Lately: 20 January 2026 Edition

Every few weeks, I scroll through my pictures (and my brain) to come up with some frugal wins. Here’s what I came up with this time:

Before my sister arrived, I needed to stock up…

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  • Frugality, Money
  • Jan, 20, 2026
  • 38 Comments

It’s Time For a 2025 Financial Review!

I just finished entering the final spending details of 2025 into our budget spreadsheet so it’s time for my annual spending review (or, as Kyria calls it, a money pie!). These sorts of posts…

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  • Budget, Habits, Home, Money
  • Jan, 15, 2026
  • 33 Comments

Holiday Leftovers, Clearance Finds, and Other Recent Frugal Wins

Who’s ready for a look at some recent frugal decisions/outcomes in our household?

1 | Leftovers!

We are a leftovers family. I’m so glad we have relatively little food waste, and nothing brings me greater…

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  • Frugality, Money
  • Jan, 07, 2026
  • 39 Comments

Ideas for a Frugal-Friendly Christmas (It Can Still Feel Abundant!)

While things are decidedly more comfortable for us financially these days, we’ve had many Christmases—both in childhood and as a married couple—when money was tight.

And yet we’ve always tried to make Christmas feel abundant….

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  • Christmas, Holidays, Money, Thrifting
  • Dec, 31, 2025
  • 34 Comments

Frugal Things We Did Last Week

Y’all. My kids are home on yet another snow day (I’m writing this on Monday) and can I just say: I am over snow days. It’s only the middle of December and we’ve had…

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  • Frugality, Money
  • Dec, 16, 2025
  • 40 Comments

More Frugal Things Lately

Are these posts getting boring? (Don’t answer that question.) I seem to keep coming up with things to write about!

(Perhaps I also feel the need to counteract my recent post about frugal losses.)

FREE PARKING

When…

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  • Frugality, Money
  • Dec, 09, 2025
  • 29 Comments
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